About LOJ Solution
Professional guidance. Human-centered care.
LOJ Solution is a founder-led tax preparation and planning practice. It exists for people who want their taxes done carefully, explained clearly, and handled by someone who knows their name.

Lilian Oyama, MSW, BSW
Tax Preparer, Founder
The founder
A career built on numbers and on people.
Lilian Oyama founded LOJ Solution on a simple belief: people deserve to understand their taxes, not just get them done.
Her path began with a degree in Banking and Finance from the University of Calabar in Nigeria, where she learned to respect every number on a page. It continued through a career in human services in the United States, where she earned a Bachelor of Social Work and a Certificate in Gerontology from Seton Hall University, and a Master of Social Work from Rutgers University-Newark.
That combination is the heart of LOJ Solution. The finance background brings discipline and precision. The social work training brings patience, respect, and the kind of listening that catches what a form alone would miss. For more than ten years, Lilian has prepared tax returns for individuals, families, students, and small business owners.
Today, LOJ Solution is a founder-led practice based in New Jersey that welcomes multi-state returns. Every client works directly with Lilian, from the first conversation to the final review.
Your Taxes. Your Strategy. Your Results.
Education & credentials
- B.Sc., Banking and FinanceUniversity of Calabar
- Bachelor of Social WorkSeton Hall University
- Certificate in GerontologySeton Hall University
- Master of Social WorkRutgers University-Newark
- 10+ years of tax preparation experienceIndividuals, families, college students, and small business owners
Mission and vision
Our mission
To deliver accurate, organized tax preparation and planning that is clear, respectful, and built around each client’s real life.
Our vision
A future where every household and small business has a tax professional they understand and trust.
Our values
Six commitments that guide every return.
Integrity
Every return reflects your actual documents and the applicable rules. No shortcuts, no exaggerated claims.
Clarity
Plain language at every step, so you understand what you are signing and why.
Discretion
Your financial life is private. Sensitive information is handled carefully and shared only through secure channels.
Accuracy
Careful review, checked against your records, before anything is filed.
Personal attention
You are a person, not a ticket number. You work directly with the founder.
Continual learning
Tax law changes every year. Staying current is part of the job, and part of the promise.
Who you will work with
Intentionally founder-led.
Many tax offices pass your file between seasonal staff. LOJ Solution is built differently, on purpose.
- Lilian leads every client engagement personally
- One point of contact from first call to final review
- Any future team member who supports your return will be introduced to you by name
- Modern, secure tools keep documents organized and protected

Lilian Oyama
Tax Preparer, Founder
Prepares and reviews returns for individuals, families, students, and small businesses. Multi-state returns welcome.
Community impact
Service that reaches beyond tax season.
Lilian’s social work career has centered on supporting adults with disabilities and their families, work that shapes how she listens and how she explains.
She is also the founder of Li-Lu Caring Hands Centre, a nonprofit dedicated to elder care in communities in Nigeria.
Closer to home, LOJ Solution publishes free, plain-language tax guides so anyone can walk into tax season better prepared, whether or not they become a client.

Free for everyone
Plain-language tax education, open to all.
- How to choose a tax preparer you can trust
- Multi-state taxes, explained
- College student tax basics
- Self-employed tax essentials

Your next step
Let’s begin with a conversation.
Start with a free, no-pressure consultation. No documents needed to begin, and new clients save 15% on tax preparation.